We at Hoven Funeral Home want to provide you with information about our services and facilities so that you have a complete understanding of what we have to offer you. Whether you are considering burial or cremation, a traditional funeral ceremony or memorial service, there are many options available for you to choose from.

Traditional Services - Cremation Services

Funeral expenses incurred through this funeral home can be divided into three main categories:

1. Charges for facilities, staff, services rendered, automobiles
2. Merchandise selected such as casket, vault, printed material
3. Charges made by a third party but billed to Hoven Funeral Home as a convenience to the purchaser. These items are then added to the funeral bill.

Terms and methods of payment are as follows:

• Arrangement for payment in full is expected before funeral and before publishing obituaries.

Payment may be made by:

• Cash or Check
• Credit Card (Visa or MasterCard)
• Securing Bank or Credit Union Financing
• • Assignment of Life Insurance Policy Proceeds (3.5% fee of total service costs)

You will receive an itemized estimate of goods and services selected at the conclusion of the arrangement conference.